The Optimum Prepaid MasterCard is ideal for anyone who wants to take advantage of the benefits of a MasterCard®. With this, you will be able to purchase goods and services from shops wherever MasterCard is accepted. The card looks like a typical credit or debit card. Similarities such as card number, magnetic stripe, chip and signature strip exists in both most type of cards. However, this functions differently.
The Optimum Prepaid MasterCard is neither a credit card nor a debit card. A credit card allows you to have advanced payment in exchange for a credit to the bank. A debit card deducts card usage from your bank account. The Optimum Prepaid MasterCard is purely a card with limited value. You don’t run the risk of getting into debt or over-withdrawing your money in the bank. This means that you have total control of your card’s value. You will only spend the amount loaded in it. Thus, this benefits those budget-minded individuals.
When you apply for an Optimum Prepaid MasterCard, you won’t be required to present an ID nor are you required to have a good credit record. Another advantage for the Optimum is that it allows you to transfer money. You can also use the card to make online transactions. This means that you can spend your money online as long as the card balance is sufficient.
More details are in the FAQ page.
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